Maryland Car Insurance

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Maryland insurance rates. Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year.

Your current Maryland car insurance company may be charging you significantly more than you should be paying.

The More You Quote, The More You Can Save!

Don't assume the rates you paid last year for Maryland car insurance will be the same this year. It's important to comparison shop your coverage with different Maryland insurers every year. If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in Maryland.

Compare Maryland Car Insurance Rates

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. More and more people every year use our online quote form to save time and find lower Maryland car insurance rates.

Low Income and Liability Only Quotes

The internet makes it very easy to buy auto insurance online, and by comparing quotes from different Maryland insurers you can make sure you're not paying too much. Liability rates on average cost approximately $547 of your insurance premium, which when compared to the physical damage coverages of comprehensive and collision, is quite affordable.

Many Maryland consumers can lower their rates substantially by comparing apples-to-apples quotes.

Pay Less for Maryland Car Insurance

Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

A Maryland car insurance rate comparison can easily be done simply by clicking the 'Start' button at the top of our site. People who buy insurance online are more likely to find lower rates because they can compare more rates more quickly.

Maryland Admitted Car Insurance Companies

Comparing Maryland car insurance prices online can take less that five minutes simply by clicking the big green Start button at the top of our site. Out of the more than 3,552,100 people driving in Maryland, many of those consumers have saved money on car insurance.

Tips for Saving Money on Maryland Car Insurance

  • Consider dropping physical damage coverage on older vehicles
  • Being married may qualify you for small savings
  • Only buy the coverage you need and do not get talked into expensive and unnecessary add-ons such as motorclub memberships
  • Filing even a small claim could cause you to lose a discount on your policy
  • Maryland car insurance rate comparisons should be made every year. This helps you place your coverage with the lowest cost car insurance company.
  • Make sure your policy has the correct mileage and usage rating on your vehicles
  • Drivers who tend to get speeding tickets and other violations pay higher premiums
  • If you get a speeding ticket, check to see if you can keep the ticket from your driving record by taking an approved Maryland driving class
  • Compare Maryland car insurance rates and see if you're spending too much on car insurance!

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form.

Why throw money away on high car insurance rates? Click to start a quote!

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Most Stolen Cars in Maryland
  • 2000 Dodge Caravan
  • 1997 Plymouth Voyager
  • 2007 Toyota Camry
  • 2000 Dodge Stratus
  • 1996 Jeep Cherokee/Grand Cherokee
  • 1996 Honda Accord
  • 2000 Dodge Intrepid
  • 1996 Nissan Maxima
  • 1996 Ford Taurus
  • 2000 Honda Civic
Maryland Insurance Statistics
  • Minimum liability requirements in MD are $20,000 per person, $40,000 per accident, and $10,000 in property damage liability
  • There are 5,699,478 people in MD, over 3,552,100 licensed drivers, and over 19,619 vehicle thefts each year
  • Comprehensive coverage costs and average of $143 and collision coverage averages $319. Liability insurance is an additional $547.
  • Maryland ranks 13 out of 50 states for car insurance costs. Average car insurance rates in MD are $922.
  • Homeowners insurance in Maryland average $692 but if you combine your home and car insurance with the same company you could get a discount.